Still bleeding

I had my period during the week leading up to my surgery.  Then I had a week of post-surgery bleeding due to the stent.  I had the stent removed Wednesday, and the bleeding continued, so I emailed my doctor yesterday and he told me I could expect bleeding for another 2-3 weeks.  I'm SO TIRED of bleeding.

Anyway, my AMH level is 0.85 (which is a DRASTIC difference from the test I had in May/June when it was 1.35).  That level is in ng/ml, but I converted it to pmol/l and that number is 6.069.  Which is at about the 25th percentile for a 36-year-old woman.  Which actually isn't as bad as I thought.  (I'm using this chart for those of you interested in where I'm getting my statistics).  My doctor seemed to think going straight to IVF was the best option, assuming we were planning to try IVF at some point.

Here is where things get a little tough.  I'm not AT ALL excited about IVF, mostly because it's expensive and there are no guarantees, but also because it just sounds like a lot to be doing to myself (shots and meds and horomones and whatnot).  I will obviously be bearing the brunt of this myself.  I personally think our IVF options aren't all that expensive - $7000-$10,000 per try if we use my eggs, which are still viable, but I think there are ways of making it less expensive.  I'm not willing to take out loans, though.  We already have enough student loans to take on any more debt.  However, if we are going to try IVF, I'd rather just get to it and not deal with months of waiting and injecting myself and whatnot.  My eggs aren't getting any younger.

My husband, on the other hand, is dead set against IVF.  He keeps saying "we don't have that kind of money".  That's true.  We don't.  But we definitely spend money on things we don't need to, and we could save that kind of money more quickly than he realizes.  But I'm beginning to think he doesn't want children as much as he originally thought, especially considering he doesn't actually have to do all that much in order to have them, other than not spend money on all of the frivolous things he likes to spend money on.

So now I'm wondering how much I should plan to do.  Should I go through with a second surgery?